Personal tax accountants in Belfast
Personal tax is rarely simple once you own a business, hold property, or earn from multiple sources. We handle self assessment and capital gains, give long-term advice that lasts across tax years and across generations, and get you ready for Making Tax Digital before your deadline.
Everything you need, nothing you do not
Personal tax is rarely simple once you own a business, hold property, or earn from multiple sources. We handle self assessment and capital gains, give long-term advice that lasts across tax years and across generations, and get you ready for Making Tax Digital before your deadline. We handle the detail so you can focus on running your business. Every engagement is quoted up front based on your records and the work involved, with no hidden extras.
- Self assessment returns
- Capital gains tax on property, shares and business sales
- The 60-day capital gains return on UK residential property
- MTD for Income Tax setup and quarterly updates
- Inheritance tax planning
- Trust and estate planning
- Landlord taxation, held personally or through a company
Our process
Gather your information
We send you a simple checklist. You provide the documents. We chase anything missing.
Review and optimise
We prepare your return and identify any reliefs, allowances, or planning opportunities you may have missed.
Submit and confirm
We file with HMRC, confirm your liability, and advise on payment timings including payments on account.
No surprises, ever
Every engagement is different, so every quote is. After a brief review of your records and what you need, we agree a fixed fee up front. No hourly billing. No surprise invoices. If the scope changes, we tell you before any work is done.
Get a quote- All preparation and filing
- Unlimited phone and email support
- HMRC correspondence on your behalf
- Proactive advice throughout the year
Frequently asked about personal tax
When is the self-assessment deadline?
Online self-assessment returns for the previous tax year must be filed by 31 January. We recommend submitting by November to avoid the rush and give time for payment planning.
Do I need to file a self-assessment return?
You need to file if you are self-employed, a company director, a landlord, have income over £150,000, or have received untaxed income. If you are unsure, ask us.
How much capital gains tax will I pay when I sell a property?
Residential property gains are taxed at 18% or 24% depending on where the gain sits against your income, after the £3,000 annual exempt amount. Your gain is the sale price less what you paid, your buying and selling costs, and any capital improvements. If you lived in the property at some point, private residence relief reduces the gain for that period. We work it out before you commit to a sale rather than after.
When do I have to report a capital gain?
For a UK residential property disposal where tax is due, within 60 days of completion, with the payment due at the same time. For other assets, including shares, through your self-assessment return by the following 31 January. Missing the 60-day property deadline brings penalties, so tell us before you complete.
Can you help with inheritance tax planning?
Yes. We advise on lifetime giving, trust structures, business property relief, and agricultural property relief. The earlier you start planning, the more options are available.
Will MTD replace self-assessment for me?
If your self-employment or property income exceeds the MTD threshold (£50k from April 2026, £30k from April 2027), yes. The single annual return is replaced by four quarterly updates and a final declaration. We handle the transition as part of this service.
How much does a self-assessment return cost?
Every return is different. We quote a fixed fee after a short conversation about your sources of income and the records you keep. With MTD coming, fees move toward an annual arrangement covering quarterly updates and the final declaration.
personal tax guides from our team
When does Making Tax Digital actually start for you?
When does Making Tax Digital start for you? Four questions to find your personal start date, from Belfast accountants.
Tax updatesMaking Tax Digital threshold: £50k, £30k, £20k explained
The Making Tax Digital threshold explained: £50k, £30k, £20k. Gross not net, joint property splits, and the edge cases that catch NI landlords out.
Tax updatesMTD for sole traders: complete guide for the £50k cohort
MTD for sole traders explained: thresholds, cash basis, software, quarterly updates. What changes for self-employed Belfast tradespeople and consultants.
Tax updatesMTD for landlords: complete guide for the £50k cohort
MTD for landlords explained: thresholds, joint property splits, software, quarterly updates. Belfast accountants on the rules that catch landlords out.
Tax updatesMaking Tax Digital 2026: every threshold and date you need to know
Making Tax Digital 2026: the £50k cohort is in. Here's every threshold, every date, and what's coming for £30k and £20k income bands.
Tax planningDirector's salary vs dividends in 2026/27: the most tax-efficient split
Find the optimal salary and dividend split for company directors in 2026/27. Worked examples, tax rates, and NI-specific considerations.
Talk to us about personal tax
15-minute call, no commitment. We will answer your questions and give you a fixed-fee quote.