Funding & finance
We help you identify and plan funding opportunities, prepare a lender-ready financial pack, and open the right door. We have long-standing relationships with NI banks and formal arrangements with specialist loan providers, and we work alongside trusted FCA-regulated mortgage and pension advisers when regulated advice is needed. You speak to one team; we co-ordinate the rest.
Everything you need, nothing you do not
We help you identify and plan funding opportunities, prepare a lender-ready financial pack, and open the right door. We have long-standing relationships with NI banks and formal arrangements with specialist loan providers, and we work alongside trusted FCA-regulated mortgage and pension advisers when regulated advice is needed. You speak to one team; we co-ordinate the rest. We handle the detail so you can focus on running your business. Every engagement is quoted up front based on your records and the work involved, with no hidden extras.
- Funding diagnostic: the right kind of finance for the question in front of you
- Bank and lender introductions across our long-standing NI panel
- Asset finance, invoice finance, and commercial working capital lines
- Commercial mortgage introductions
- Personal mortgage referrals via FCA-regulated broker partners
- Pension planning referrals via FCA-regulated independent advisers
- Lender-ready financial packs: projections, cash flow forecasts, supporting narrative
- Continued involvement through application, drawdown, and post-completion
Our process
Identify
We start with the question, not the product. Working capital squeeze, expansion plan, asset purchase, refinance, succession buyout, personal mortgage, retirement planning. The right kind of finance is the one that fits the question.
Prepare
We build the pack lenders and partner advisers need: management figures, projections, cash flow forecasts, and a clear narrative on serviceability and use of funds.
Introduce
We open the right door. For commercial lending, that means our long-standing NI bank and lender relationships. For mortgages and pensions, that means our trusted FCA-regulated partner firms.
Support
We stay involved through the conversation: attending meetings, answering lender queries, co-ordinating with your solicitor or broker, and seeing the deal through to drawdown or completion.
Sectors we serve with funding & finance
No surprises, ever
Every engagement is different, so every quote is. After a brief review of your records and what you need, we agree a fixed fee up front. No hourly billing. No surprise invoices. If the scope changes, we tell you before any work is done.
Get a quote- All preparation and filing
- Unlimited phone and email support
- HMRC correspondence on your behalf
- Proactive advice throughout the year
Frequently asked about funding & finance
What does this service actually cover?
Two distinct things in one place. First, the commercial finance work we do directly: identifying the right funding for your situation, preparing the lender pack, and introducing you to the right contact at the right bank or lender. Second, the regulated finance work we co-ordinate but do not provide ourselves: mortgages and pensions, where we refer to our trusted FCA-regulated partner firms. You get a joined-up view; the partner handles the regulated advice.
Which banks and lenders do you work with?
We have long-standing arrangements with the major NI banks and formal arrangements with a number of specialist loan providers covering asset finance, invoice finance, commercial mortgages, and growth capital. The right introduction depends on your sector, the size of the facility, and the speed you need. We make the call after we have looked at your situation.
Can you advise me on my mortgage or pension directly?
No, and that is deliberate. Mortgage and pension advice is regulated by the FCA and must come from an authorised adviser. We work alongside trusted mortgage brokers and independent financial advisers who hold those permissions. We make the introduction, share the financial information they need, and stay in the loop so the advice fits with the rest of your tax and accounts position.
What kind of business funding can you help me access?
Term loans for asset purchase or growth, asset finance for plant and vehicles, invoice finance and asset-based lending for working capital, commercial mortgages for owner-occupied or investment property, and refinance work where existing facilities are no longer fit for purpose. For very early-stage equity rounds or specialist transactions, we will tell you up front and bring in a corporate finance specialist if needed.
Do you take commission from lenders or partner firms?
Our work is charged to you directly on a fixed-fee basis, agreed up front. Partner firms (mortgage brokers, IFAs) are engaged and remunerated under their own client agreements, which they explain to you separately. We disclose any arrangement that could affect our advice; in practice the work we charge for is the identification, preparation, and ongoing support, not the introduction itself.
How is this service priced?
For commercial lending support we quote a fixed fee based on the complexity of the pack, the size of the facility, and whether we are attending lender meetings or simply providing the financials. For ongoing client relationships, light-touch funding conversations are often covered inside the existing engagement. Mortgage and pension partner work is priced and disclosed by the partner firm.
Talk to us about funding & finance
15-minute call, no commitment. We will answer your questions and give you a fixed-fee quote.